Nigerian residents can use TopRate Transfer to send money internationally with competitive rates.

Requirements:

Nigerian citizen or resident
Valid BVN (Bank Verification Number)
Valid ID (NIN, International Passport, Driver's Licence, or Voter's Card)
Nigerian bank account
Nigerian phone number

Available Payment Methods:

Method	Speed	Fee
Bank Transfer	Instant - 1 hour	FREE
Debit Card	Instant	1.5%
USSD	Instant	FREE

Regulatory Compliance:

TopRate Transfer operates in compliance with the Central Bank of Nigeria (CBN) regulations and the Nigeria Financial Intelligence Unit (NFIU) guidelines for international money transfers.

Important Notes for Nigerian Senders:

Transfers are subject to CBN foreign exchange guidelines
Personal Transfer Allowance (PTA) and Business Transfer Allowance (BTA) limits apply
Source of funds documentation may be required for larger transfers

Transfer Limits (NGN):

Basic Verified: ₦2,000,000/day
Fully Verified: ₦5,000,000/day
Premium: Custom limits (documentation required)

Popular Corridors from Nigeria:

NGN to GBP (United Kingdom)
NGN to USD (United States)
NGN to EUR (Europe)
NGN to GHS (Ghana)
NGN to KES (Kenya)

Exchange Rate Information:

We offer competitive NGN exchange rates based on current market conditions. Rates are updated regularly to ensure you get fair value for your transfers.

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Popular Articles

Why was my transfer put on hold?

Do you offer rate alerts?

Does TopRate Transfer offer business accounts?

Can I pay international suppliers with TopRate Transfer?

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The recipient says they haven't received the money

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How do I reset my password?

Is TopRate Transfer safe and licensed?

What do I need to send my first transfer?

What documents are required for a business account?

How do your fees compare to banks?

Is there a limit to how many people I can refer?

How do I create a TopRate Transfer account?

How do I enable biometric login (Face ID/Fingerprint)?

Where can I find current promotions?

Do you offer fee-free transfers?

How do I download the TopRate Transfer app?

How do I set up push notifications?

How do I add or manage recipients?

How do I close my account?

Where do I find my referral code?

What documents do I need for identity verification?

How do I update my personal information?

Which countries can I send money to?

What features are available in the mobile app?

How do I send money with TopRate Transfer?

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My transfer is delayed - what should I do?

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Is the exchange rate locked when I create a transfer?

How does the TopRate Transfer referral program work?

How much does TopRate Transfer charge to send money?

When do exchange rates change?

What is Two-Factor Authentication (2FA)?

What is KYC and why do I need to verify my identity?

What are international transfer reporting requirements?

How do I apply a promo code?

How does TopRate Transfer protect my money?

Is it cheaper to send larger amounts?

How do I send money from Canada?

What if my transfer fails?

How long does identity verification take?

What are my transfer limits before and after verification?

Can I send money to a mobile wallet?

How can I protect myself from scams?

Why do you ask about the source of my funds?

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